How it works

Build credit while saving money, starting at $25^ per month.

Apply for a Credit Builder Account.

Your money is safe and secure.

Pay off your Credit Builder Account in the specified amount of time.

You can choose the payment term and dollar amount that best fits your budget.

Each on-time monthly payment builds credit history and adds to your savings.

Your monthly payments are reported to all three credit bureaus.

Unlock your savings.

Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours (minus fees and interest).